HGA Group | Greg Tufnell
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12 Dec Chairman’s Notes – December 2016

So 2016 comes to a close and what a year!! Looming over the first half of the year was June 23rd and the Remain/Leave referendum along with its wildly different predictions from the so called experts. Half Year 2 has seen margins that were already under pressure from the introduction of the living wage, the apprenticeship levy, the lack of reform to business rates and rising e-commerce costs come under even further stress from weak sterling. Black Friday has turned in to Black 10 days and Cyber Monday in to Cyber weeks...

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